SWIFT code is a standard format of Bank Identifier Codes (BIC) and it is unique a unique identifier for a bank.

These codes are use for transferring money between banks, particularly for international wire transfers. Also the code is used to transmit messages between banks.

The Swift code inculde of 8 or 11 characters. The 8-digits code is refers to the primary office.

The format of SWIFT Code is as follows;

First 4 characters - bank code (Just only letters)
Next 2 characters - the format of ISO 3166-1 alpha-2 country code. (Just only letters)
Next 2 characters - location code (letters and digits) (passive participant will have "1" in the second character)
Last 3 characters - branch code, optional ('XXX' for primary office) (letters and digits)

SWIFT Codes are divided into 2 categories namely Live & Passive Codes. Currently, there are over 7,500 Live Swift codes. The Live codes are for the partners who are actively connected to the Swift network.Passive Codes are used for manual transactions. Currently, there are over 10,000 passive codes.

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